The 1st American
Mortgage Corporation Team
Your premier mortgage lender located in West Covina, California.
Our highly experienced loan officers take pride in finding each of our
customers the most competitive rate available for their home financing needs.
Get The Right
Bank Statement Loans.
Bank statement loans offer a flexible mortgage solution for self-employed borrowers
Explore Rental
Property Loans.
Helps real estate investors finance the purchase or refinance of income properties, with options designed around rental income and investment goals.
Learn About
Reverse Mortgages
Reverse mortgages help homeowners 62+ access their home equity without required monthly mortgage payments.
Home Equity
Investment Loans
Home Equity Investments (HEIs) let homeowners access cash from their home equity without monthly loan payments or traditional interest.
Latest Insights & Mortgage News
Stay informed with expert advice, market trends, and practical tips to help you navigate your home financing journey.
Mortgage Tips
How to upload your mortgage documents online
Applying for a mortgage is easier than ever thanks to secure online document uploads. Instead of making copies, mailing paperwork, or visiting a mortgage office in person, borrowers can typically submit the documents needed for their loan directly through a secure online portal.
Whether you’re purchasing a home, refinancing, or applying for another type of mortgage, knowing what to expect can help make the process faster and more organized.
1st American Mortgage Corporation
Find the right loan for you
Good morning everyone! Today I’d like to give you a quick overview of the three most popular home loan programs: Bank Statement, HEI Loans, and Reverse Mortgage Loans. Each has its own advantages, and the best choice depends on your financial situation and goals. Contact us today to learn more!
Our Services
Bank Statement Loans
Bank Statement Loans are designed for self-employed borrowers who may not qualify using traditional income documentation. Instead of relying on W-2s or conventional income verification, these programs can use personal or business bank statements to help determine qualifying income.
- Flexible Income Verification – Qualify using eligible bank deposits rather than traditional W-2 income.
- Ideal for Self-Employed Borrowers – A financing option designed for business owners, entrepreneurs, and independent professionals.
- More Paths to Homeownership – Get a mortgage solution built around how you actually earn and manage your income.
Our Services
HEI Loans
Home Equity Investments (HEIs) allow homeowners to access a portion of their home equity without taking out a traditional loan. Instead of monthly payments and interest, homeowners receive cash today in exchange for sharing a portion of their home’s future value.
- No Monthly Payments – Access your home equity without adding a required monthly loan payment.
- No Traditional Interest – HEIs are investments in your home's future value rather than traditional interest-bearing loans.
- Unlock Your Home Equity –Use the funds for home improvements, debt consolidation, major expenses, or other financial goals.
Our Services
Reverse Mortgages
Reverse Mortgages allow eligible homeowners age 62 and older to access a portion of their home equity while continuing to own and live in their home. Funds can be received in several ways, and borrowers are not required to make monthly mortgage payments as long as loan requirements are met.
- No Required Monthly Mortgage Payments – Access your home equity without a required monthly mortgage payment.
- Stay in Your Home – Continue living in and owning your home while accessing available equity.
- Flexible Access to Funds – Use proceeds to supplement retirement income, cover expenses, make home improvements, or support other financial needs.
About Us
The 1st American Mortgage Corporation team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area.
The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at a competitive rate no matter what your needs are.
The goal here at 1st American Mortgage Corporation is to create lasting relationships with each and every client and to continue providing excellent service for many years to come. Unlike many of the larger nationwide mortgage companies that are out there, all your information will be kept secure and private. The 1st American Mortgage Corporation name is trusted throughout the community. To speak directly with an experienced mortgage professional simply give a call anytime or feel free to utilize any of the interactive tools offered throughout the site. The experienced professionals here look forward to working with you.
Self employed? NO PROBLEM
Flexible Loan Solutions for How You Earn
- 1099 Income
- Bank Statement Income
- Bank Statement Income
1st American Mortgage Corporation
What our clients are saying
